Finance your dream home

Are you interested in how much house you can afford? It's a good idea to know the answer before you go shopping, and our online tools now make it more convenient than ever.

Getting loan approval before you go shopping means you can submit an approval letter when you make your offer on the home. Sellers love the extra evidence that you'll be able to close escrow successfully, so having this ready ahead of time strengthens your negotiating position. Indeed, having an approval letter has sometimes been compared to "carrying in a briefcase full of cash."

The tools at right make it easy to do. However, we're working with our partners at GoLoans.com to make these forms easier to use. In the meantime, please note the following: in the LTV field, enter the number representing the percentage of the purchase price you will be financing. For example: 80 means you want to finance 80% of the purchase price. In the CLTV field, enter the total amount you're going to finance including secondary financing. (Combined Loan to Value).

If you need additional help filling out these online forms or would prefer that we do it for you, give John a call at (530) 672-9160.